To check if a car is insured, the easiest and most reliable way is to use the Motor Insurance Database (MID) by entering the car's registration number. The MID is a national register of all insured vehicles (in the UK) and provides a simple yes/no response confirming if the car has a current, valid insurance policy without revealing personal details or insurance specifics. This service is free and only requires the vehicle’s registration number. If you want to know who the car is insured with, you can check your emails for insurance documents, bank statements for insurance payments, or contact your insurance provider directly. If you are involved in an accident and need to check another person’s car insurance, there is a separate MID lookup service available with a fee. For other countries like India or Australia, the process is similar but done through specific government or state vehicle registration websites or apps, where insurance status linked with vehicle registration is checked. Summary of steps for UK users:

• Visit the MID or askMID website
• Enter the car registration number
• Get confirmation of insurance status (yes/no)
• For insurer details, check your documentation or bank statements

This method ensures you stay legally compliant and avoid fines or penalties for driving without valid insurance.