If a P2P payment is sent to the wrong person, recovering the money can be difficult because these transactions are typically instantaneous and irreversible by design. However, there are several steps to attempt to get your money back:

• Contact the P2P payment platform's customer support immediately to report the error. They may be able to assist or provide guidance, though reversals are generally not guaranteed due to the nature of P2P transactions.
• Try to contact the unintended recipient directly through the app or other means. Politely request the return of the funds, as many honest users will comply when approached respectfully.
• Document all relevant details and communications, including transaction receipts and conversations, in case you need to escalate or pursue legal action.
• Consider filing a police report if the amount is significant or if you suspect fraud, although law enforcement may not be able to recover the money directly.
• If the payment was sent through a bank or linked account, contacting your bank immediately might help, but reversing the transaction typically requires the recipient's consent.
• As a very last resort, legal action could be considered if other attempts to recover the money fail.

It is important to act quickly since the speed and directness of P2P payments limit the possibility of reversal once completed. Also, prevention by double- checking recipient details before sending payments is crucial for the future. These steps collectively offer the best chance to recover funds sent to the wrong person but no guarantee due to the nature of P2P services.