The cost of in vitro fertilization (IVF) varies widely depending on location, clinic, and specific treatments, but generally, a single IVF cycle in the U.S. costs between $15,000 and $30,000. This estimate includes clinic fees, procedures such as egg retrieval and embryo transfer, laboratory work, and often excludes medications and genetic testing, which can add several thousand dollars to the total cost. Fertility medications alone can cost between $2,000 and $7,000 or more per cycle. Some clinics provide package deals or discounts for multiple cycles, and insurance coverage for IVF varies significantly and is often limited or not included.

Breakdown of IVF Costs

• IVF cycle (clinic and procedure fees): approximately $14,000 to $23,950 depending on options like embryo biopsy and genetic screening.

• Fertility medications: typically $2,000 to $7,000 or more.

• Frozen embryo transfer (FET) if needed: around $4,000 to $7,000.

• Initial consultations: $200 to $500.

• Genetic testing and optional add-ons can add $200 to $1,000+ per embryo.

Geographic and Other Variations

• Cost ranges differ by region, for example, from about $20,000 in Boston to over $25,000 in Los Angeles for total IVF treatment.

• Some fertility centers outside the U.S., like in New Zealand, have IVF costs reported around $16,000 to $20,000 including medications but excluding genetic testing.

Financing and Insurance

• Many insurance plans do not cover IVF or cover it partially; some states mandate certain fertility benefits.
• Financing options are available to spread out costs over months, making treatment more affordable.

In sum, IVF is a significant financial commitment, typically costing tens of thousands of dollars per cycle, with medications and additional services influencing the total price.