Therapy costs in the United States typically range from about $65 to $250 per session, with the average usually falling between $100 and $200 per session. Factors influencing the price include therapist qualifications, location, specialization, session length, and insurance coverage. Online therapy tends to be cheaper, often between $50 and $200 per session, while in-person therapy usually costs more due to overhead expenses like office rent and utilities. Some therapists offer sliding scale fees based on income, and insurance can sometimes offset costs, though coverage limits apply.
Therapy Cost Overview
- Average session cost: $100-$200 in the U.S.
- Range: $65 to $250+, with some sessions up to $300 depending on the therapist's credentials and location.
- Online therapy: Generally $50-$200 per session, sometimes cheaper due to lower overhead.
- In-person therapy: Typically $100-$350 per session depending on location and therapist.
- Insurance may reduce out-of-pocket costs but coverage varies.
- Sliding scale payment options available for some patients based on financial need.
Factors Affecting Therapy Price
- Therapist's training and credentials (e.g., PhD, LCSW, LMFT)
- Geographical location and cost of living in the area
- Specialization and type of therapy provided
- Length and format (in-person vs. online) of sessions
- Insurance coverage and provider network status
Therapy is often considered costly but may be accessible in certain areas through sliding scale fees, insurance, or online options that reduce expenses.