A wire transfer with Wells Fargo typically takes the following timeframes:

• Domestic wire transfers are usually processed and completed the same business day if submitted before the cutoff time (3:00 pm Pacific Time for domestic wires). If submitted after the cutoff, the transfer will be sent the next business day

• International wire transfers generally take between 1 to 5 business days to complete. Wells Fargo processes international wires the same business day if submitted before the cutoff time (2:20 pm Pacific Time), otherwise the next business day. Delivery time depends on the recipient's country and may be delayed by additional security reviews or banking regulations

Additional factors that can affect timing include internal security reviews, verification of recipient information, and involvement of intermediary banks for international transfers

. In summary:

• Domestic wires: same day if before cutoff, otherwise next business day
• International wires: 1-5 business days depending on country and processing factors

This timing aligns with Wells Fargo's policies and typical banking processing times.