The IRS typically takes up to 21 days to approve and issue a refund for electronically filed tax returns, with most refunds being processed and sent within this timeframe after the return has been accepted

. For paper-filed returns, the process usually takes longer-about 6 to 8 weeks from when the IRS receives the return

. Key factors affecting the timing include:

• Filing method: E-filing speeds up processing compared to mailing a paper return.
• Refund delivery method: Direct deposit is faster (usually within 1-3 weeks after acceptance) than receiving a check by mail (which can take 1-2 months or more)

• When you file: Filing early in the tax season can lead to faster refunds.
• Credits claimed: Certain credits like the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) can delay refunds because the IRS requires extra review time

• Accuracy of the return: Errors or missing information can cause delays.

Once the IRS accepts your return (usually within 24 to 48 hours of e-filing), the refund approval process begins, and most taxpayers receive their refund within 21 days after acceptance

. After approval, direct deposit refunds typically appear in your bank account within a few days, depending on your bank's processing times

. In summary:

• E-filed returns with direct deposit: Refunds usually arrive within 1 to 3 weeks after IRS acceptance.
• E-filed returns with mailed check: About 1 month.
• Paper returns with direct deposit: Around 3 weeks.
• Paper returns with mailed check: Up to 2 months or more.

Delays can occur due to IRS reviews, errors, or claiming certain credits

. You can track your refund status using the IRS "Where's My Refund?" tool starting 24 hours after e-filing

Summary

Filing Method| Refund Delivery| Typical Time to Refund After IRS Acceptance
---|---|---
E-file| Direct Deposit| 1-3 weeks
E-file| Mailed Check| ~1 month
Paper Filed| Direct Deposit| ~3 weeks
Paper Filed| Mailed Check| 6-8 weeks or more

Most taxpayers receive their IRS refund within 21 days after acceptance if e-filed, but paper returns and certain credits can extend this timeframe. Monitoring your refund status online can provide real-time updates