As of 2025, about 62% of Americans report living paycheck to paycheck. This includes people from all income levels, with even 44% of those earning over $100,000 annually saying they have little or no money left after monthly expenses. Some surveys report figures ranging from around 34% to as high as 69%, depending on definitions and methodologies used. The trend has been increasing due to factors like rising living costs, inflation, stagnant wages, and high expenses for necessities such as housing, healthcare, and education.