The cost of insurance for a moped varies based on location, engine size, rider age, coverage level, and other factors.

• In the UK, insurance for a 50cc moped can cost less than £481 per year on average, while a 125cc scooter insurance can cost less than £803 per year. Young riders (16-17 years old) tend to pay more, around £1,215 per year or higher depending on experience and risk factors.

• In the US, moped and scooter insurance can be as low as $4 to $7 per month. Some providers offer plans starting at about $75 a year for basic liability insurance, with pay-per-mile options as low as $50 a year.

• Insurance premiums depend on factors such as the rider's age, driving history, engine size, location, mileage, and coverage choices.

Thus, for typical 50cc mopeds, insurance can range roughly from £250 to £500 annually in the UK, and as low as $50 to $90 annually in parts of the US for basic coverage. Higher coverage levels or younger, less experienced riders will face higher costs.