how much is universal credit

how much is universal credit

5 hours ago 4
Nature

Universal Credit payment depends on individual circumstances but has a standard allowance and possible extra amounts for children, housing, disability, and caring responsibilities.

Standard Allowance (Monthly, from April 2025)

  • Single person under 25: £316.98
  • Single person 25 or over: £400.14
  • Couples both under 25: £497.55 (for both)
  • Couples with either person 25 or over: £628.10 (for both)

Extra Elements (Monthly)

  • Child element: £292.81 per child (first two children; more may be available for disabled children or if born before 2017)
  • Carer element: £201.68 (if caring for a severely disabled person 35+ hours a week unpaid)
  • Disability element: £423.27 (if limited capability for work and work-related activity)
  • Childcare element: up to £1,031.68 for 1 child or £1,768.94 for 2 or more children
  • Housing element: based on local housing allowance or actual rent for housing association/council tenants

The payment is adjusted according to income, savings over £6,000, and any other benefits received. Universal Credit is paid monthly in arrears, based on previous month's income. This means the exact amount varies widely depending on personal situation, income, household composition, and other factors.

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