The total amount of money in the world in 2025 varies depending on the definition used, but the broadest measure of money supply (M3) is estimated to be around $150 trillion USD. The more commonly referenced global M2 money supply, which includes cash, savings accounts, and money market funds, is approximately $123 trillion USD. This M2 figure represents liquid assets available globally for spending and investment. Further, the concept of total money extends beyond physical cash to include different categories such as:
- M0: Physical currency in circulation.
- M1: M0 plus checking account deposits.
- M2: M1 plus savings accounts and near-money assets.
- M3: M2 plus larger time deposits and institutional money market funds.
Some estimates, considering broader financial and non-financial assets beyond just money supply, suggest a figure as high as $583 trillion when including wider global wealth components like real estate and stocks. In summary:
- Total global M3 money supply (broadest definition): around $150 trillion.
- Global M2 money supply (cash and easily accessible assets): around $123 trillion.
- Inclusive measure of total global wealth assets (cash, stocks, real estate, etc.): up to $583 trillion.
These estimates highlight the complexity and scale of global money and wealth in 2025.
