You can file for bankruptcy as many times as you want in the U.S., as there is no legal limit on the number of filings. However, there are mandatory waiting periods between filings if you want to receive a discharge of your debts again. These waiting periods depend on the type of bankruptcy you filed previously and the type you plan to file next. Key waiting periods include:

• Filing Chapter 7 after a previous Chapter 7 discharge: wait 8 years from the prior filing date.
• Filing Chapter 13 after a previous Chapter 13 discharge: wait 2 years.
• Filing Chapter 13 after a previous Chapter 7 discharge: wait 4 years.
• Filing Chapter 7 after a previous Chapter 13 discharge: wait 6 years, but this can be shortened if you completed certain repayment plan requirements under Chapter 13.

If your previous bankruptcy was dismissed (not discharged), you may be able to file again sooner, sometimes immediately, unless the dismissal was due to court non-compliance, which can impose a 180-day waiting period. These waiting periods are measured from the filing date of the previous case, not the discharge date, and are designed to prevent abuse of the bankruptcy system. In summary, while you can file bankruptcy multiple times, you must observe these waiting periods to qualify for another debt discharge