Your credit score typically updates every time it is requested, as the score is calculated fresh based on the latest data in your credit reports. Generally, you can expect your credit score to update at least once a month. However, if you have multiple creditors reporting at different times, your score may update more frequently—potentially weekly or even daily—because creditors do not all report information to the credit bureaus on the same day. Each creditor usually reports to the three main credit bureaus (Experian, TransUnion, Equifax) about once a month on their own schedules, and updates from them cause your credit report (and thus your credit score) to change. Your credit report is updated with new information such as payments made or missed, changes in credit balances, new credit applications, and account openings. Because these updates happen irregularly depending on each creditor's reporting cycle, your credit score reflects these changes whenever it is pulled. This means monitoring your credit score more frequently is possible if your credit activity reports more often. Also, credit scores fluctuate because of changes in your credit utilization, payment history, new credit, and the aging of your accounts. Therefore, the frequency at which your credit score updates depends largely on how often creditors report new data and when the score is queried. In summary, your credit score updates at least monthly, but can change more frequently—up to several times a month or more—depending on creditor reporting schedules and when the credit score is checked.