There are several easy and free ways to check your credit score in 2025. You can use services from the three major credit reporting agencies: TransUnion, Experian, and Equifax. Here are some of the best options:

• TransUnion: Use MoneySavingExpert Credit Club to get free access to your TransUnion credit report and score, updated daily.
• Experian: Access your free Experian credit score and report through their app or website with no credit card required, offering a trusted UK score.
• Equifax: Use Clearscore to get free ongoing access to your Equifax credit report and score, updated monthly.

Additional options:

• AnnualCreditReport.com allows you to get a free credit report from each of the three agencies once a year.
• Credit Karma offers free checking and monitoring of your TransUnion and Equifax credit scores with no impact on your credit.
• Some services offer free 30-day trials with extra features, but be cautious to cancel before fees apply.

Checking your own credit score through these methods will not harm your credit. It is recommended to check all three credit reports at least once per year to monitor your credit health and detect any errors or fraud. Each service may provide tips on how to improve your score as well.