To close a bank account, the general steps are:

1. Contact your bank either by visiting a branch, calling, or using online banking/apps if supported by the institution.
2. Ensure your account balance is zero by withdrawing or transferring any remaining funds.
3. Update or redirect any direct deposits and automatic payments linked to that account.
4. Request the bank to close the account and obtain written confirmation (email, letter, or online confirmation).
5. Destroy any associated checks or debit cards after closure.

Many banks require the account to have a zero balance before closure and may require you to fill out a form or provide a written note, especially for joint accounts. Some banks also allow initiating closure online or through mobile apps. It's advised to close the account a few days before any recurring fees are due to avoid additional charges.