how to close sbi credit card

how to close sbi credit card

3 hours ago 2
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To close your SBI credit card, you have several options:

  • Call SBI Customer Care: Dial the toll-free number 1800-180-1290 or 39-02-02-02 (with local STD code prefix) to speak with a representative and request card closure. You will need to provide your card and personal details. After clearing any outstanding dues, your closure request will be processed, and you will receive confirmation via SMS or email
  • Visit SBI Branch: Go to the nearest SBI branch with necessary documents, fill out the credit card closure form, and submit it to the bank officials. Ensure all dues are cleared before submitting the form
  • Write a Formal Letter or Email: Send a written request or email to the SBI credit card department or your branch, including your card details and closure reason. This method is useful if you prefer not to visit the branch or call customer care
  • Online Closure via SBI Portal or App: You can log in to SBI’s credit card portal or use the YONO SBI app to request card closure or block your card. Blocking is temporary, whereas closure is permanent and affects your credit score

Important points to remember:

  • Clear all outstanding payments before closure; the card will be closed only after dues are settled
  • Add-on cards linked to your primary card will be closed automatically once the primary card is closed
  • After closure confirmation, cut your card diagonally and dispose of it safely
  • RBI guidelines require the card closure process to be completed within seven days of your request

Following these steps will ensure your SBI credit card is closed properly without impacting your credit profile negatively.

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