To deposit a check on Chime using their mobile app, follow these steps:

1. Prepare the Check
   • Make sure the name on the check exactly matches the name on your Chime account.
   • Sign the back of the check. Some checks may require a restrictive endorsement, such as writing “For mobile deposit to Chime account only” as prompted by the app

2. Open the Chime App
   • Log in to your Chime mobile app.
   • Tap Move at the bottom of the screen.
   • Then tap Deposit Check or Mobile Check Deposit

3. Select Check Type and Enter Amount
   • Choose the type of check you want to deposit (personal, business, etc.).
   • Enter the exact amount of the check

4. Take Photos of the Check
   • Follow the in-app instructions to take clear photos of the front and back of the check.
   • Place the check on a clean, dark surface with good lighting.
   • Ensure all four corners of the check are visible and the camera is focused.
   • Smooth out any wrinkles or creases on the check

5. Submit and Confirm
   • Review the deposit details and confirm the submission.
   • The app will provide an estimated timeline for when the funds will be available.
   • Keep the physical check until the deposit clears

Additional Notes:

• You can deposit up to $2,000 per check and up to 10 checks per month, with a total monthly limit of $10,000 (some users may have higher limits)

• Funds typically appear within a few minutes to a few business days but can take up to a week if the check is flagged for review or is large

• Once submitted, you cannot cash the check elsewhere

This process allows you to deposit checks conveniently without visiting a bank branch or ATM