To get a title for a car in New York, the general steps are:
- Insure the vehicle with valid New York auto insurance.
- Prepare required documents such as proof of ownership (bill of sale, previous title, or manufacturer certificate for new cars), proof of identity, and the completed Vehicle Registration/Title Application (Form MV-82).
- Schedule and pass a vehicle inspection.
- Submit your application, proofs, and fees at a local New York DMV office.
- Pay the title fee (typically $50) and any applicable taxes and registration fees.
- After processing, the DMV will mail you the title certificate within about 90 days.
If you purchase a car from a dealer, they will usually handle the title application for you. Purchases from private sellers require you to apply directly at the DMV. It's important to bring all the correct documents to avoid delays. The title proves legal ownership of the vehicle in New York.