To get bonded and insured for a small business, start by contacting a surety company or agent to request a quote for a surety bond. The surety company will review your personal and business financials. Once approved, you complete a bond application with details about your business and the obligee (the entity requiring the bond). You will then pay a premium to the surety company to obtain the bond, which serves as a financial guarantee that you will fulfill contractual obligations. In addition to bonding, you should assess your insurance needs and find a reputable insurance broker or company to get coverage such as general liability, property, workers' compensation, and other relevant policies for your business. The process typically involves:

• Providing personal, business, and financial information to the surety company.
• Undergoing a credit check and business evaluation.
• Paying a premium based on bond type, amount, and creditworthiness.
• Signing an indemnity agreement agreeing to reimburse the surety if claims are paid out.

Being bonded and insured protects your business, builds trust with customers, and may be legally required in some industries or for certain licenses. This approach will help secure both bonding and insurance for your small business effectively.