To pay NHIF via M-Pesa in 2025, follow these steps:

1. Open your phone's SIM Toolkit and go to the M-Pesa menu.
2. Select "Lipa Na M-Pesa" and then choose the "Pay Bill" option.
3. Enter the NHIF Paybill number: 222222.
4. For the account number, enter your NHIF member ID prefixed by "NHIFM-". For example, NHIFM-12345678.
5. Enter the amount you wish to pay (minimum Ksh. 500 for self-employed, up to Ksh. 1,700 maximum).
6. Enter your M-Pesa PIN to confirm the transaction.
7. You will receive a confirmation SMS from M-Pesa once the payment is successful.

Employers and penalties have different account number formats (e.g., NHIFE- for employer contribution). Payments should be made before the 9th of each month to avoid penalties. This method is convenient, fast, and secure for making NHIF contributions.