To pay your federal taxes online, you have several secure and convenient options provided by the IRS:
1. IRS Direct Pay
- Pay directly from your checking or savings account with no fees.
- No registration required, but you must verify your identity using prior tax return details.
- You can schedule payments up to 365 days in advance and modify or cancel payments up to two business days before processing.
- Available Monday through Saturday (midnight to 11:45 p.m. EST) and Sunday (7 a.m. to 11:45 p.m. EST).
- Suitable for tax bills, estimated taxes, installment agreements, amended returns, and extensions
2. Electronic Federal Tax Payment System (EFTPS)
- Free service for individuals and businesses.
- Requires enrollment, which takes about five business days to receive a PIN by mail.
- Allows scheduling payments up to a year in advance.
- Available 24/7 for online or phone payments.
- Provides access to payment history and customer support.
- Useful for all federal tax types, including business taxes
3. Credit or Debit Card Payments
- Pay online, by phone, or mobile device through IRS-approved service providers.
- Convenience fees apply, charged by the payment processors (not IRS).
- Can be used for immediate payments
4. IRS Online Account
- Create or log in to your IRS Online Account to view your balance, payment history, and schedule payments.
- Allows scheduling payments up to 365 days in advance from your bank account
Additional Options
- Online Payment Agreement: Apply for a payment plan if you cannot pay in full (eligibility limits apply).
- Pay with Cash: At retail partners after verifying online.
- Check or Money Order: Mail payable to the United States Treasury to the correct IRS address
Summary of Steps to Pay Online
- Visit IRS.gov/payments or IRS Direct Pay (irs.gov/directpay).
- Choose your payment method (Direct Pay, EFTPS, credit/debit card).
- Provide required information (Social Security number, tax year, payment amount).
- Confirm and submit your payment.
- Keep confirmation for your records.
These options ensure your federal tax payment is secure, fast, and convenient