To send money with Zelle, follow these general steps:
- Enroll with Zelle
- Access Zelle through your bank’s mobile app or online banking platform.
- Enroll by linking your U.S. mobile phone number or email address to your bank account. You may receive a verification code to complete enrollment
- Select a Recipient
- Choose someone you trust to pay by entering their email address or U.S. mobile phone number that is registered with Zelle. You can also select a contact from your phone’s address book if they are enrolled
- Enter the Amount
- Specify the amount of money you want to send. Review the recipient’s details and the amount before sending
- Send the Money
- Confirm and send. If the recipient is already enrolled with Zelle, the money typically transfers directly to their bank account within minutes. If they are not enrolled, they will receive a notification with instructions to receive the money
Additional tips:
- Use Zelle only to send money to people or businesses you know and trust, as payments cannot be canceled once sent if the recipient is enrolled
- Zelle is integrated into many U.S. bank apps such as Wells Fargo, Bank of America, PNC, Huntington, and others, so you can find it within your bank’s app for convenience
In summary, sending money with Zelle involves enrolling your contact info, selecting a trusted recipient by their email or phone number, entering the amount, and sending the payment through your bank’s app, with funds typically arriving within minutes
