Writing a cheque is a straightforward process, but it’s important to do it correctly to ensure it is valid and processed smoothly. Here’s a step-by-step guide on how to write a cheque:
How to Write a Cheque
1. Date
Write the current date on the line at the top right corner. Use the format MM/DD/YYYY or DD/MM/YYYY depending on your country’s standard.
2. Payee
On the line that says “Pay to the order of,” write the full name of the person or organization you want to pay. Make sure the spelling is correct.
3. Amount in Numbers
In the box next to the payee line, write the amount of the cheque in numbers. For example, write “150.75” for one hundred fifty dollars and seventy-five cents.
4. Amount in Words
Write the amount in words on the line below the payee’s name. This confirms the amount written in numbers. For example, write “One hundred fifty and 75/100.” Start at the far left of the line and draw a line after the amount to prevent alterations.
5. Memo (Optional)
In the memo or “For” line at the bottom left, you can write a note about the purpose of the cheque, such as “Rent for May” or “Invoice #1234.” This step is optional but helpful for record-keeping.
6. Signature
Sign the cheque on the bottom right line exactly as your name appears on your bank account. This authorizes the cheque.
Example of a Filled Cheque
Date| 05/26/2025
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Pay to the order of| John Smith
Amount in numbers| $150.75
Amount in words| One hundred fifty and 75/100
Memo| May Rent
Signature| [Your signature]
Tips for Writing Cheques Safely
- Use a pen to prevent alterations.
- Write clearly and legibly.
- Never leave blank spaces.
- Keep your chequebook in a secure place.
- Record the cheque details in your register or banking app.
If you follow these steps, your cheque will be correctly written and ready for deposit or cashing!
