COBRA (Consolidated Omnibus Budget Reconciliation Act) benefits provide workers and their families who lose their health benefits the right to choose to continue their health insurance coverage for a limited time. Here are some key points about COBRA benefits:

• COBRA applies to most private sector businesses with 20 or more employees.
• COBRA benefits allow eligible individuals to continue their employer-sponsored health insurance for a limited time, typically 18 to 36 months.
• COBRA benefits are available to qualified beneficiaries, including an employee, spouse, former spouses, and dependent children.
• COBRA benefits are triggered by qualifying events such as voluntary or involuntary job loss, reduction in work hours, death, divorce, and transitions between jobs.
• COBRA benefits provide the same health insurance coverage as the employer-sponsored plan without exclusions or pre-existing condition limitations.
• COBRA benefits are not free, and qualified individuals may be required to pay up to 102% of the premium cost.
• COBRA benefits are not available indefinitely, and the length of time that a person may have federal COBRA coverage depends on why the person is losing coverage and can be from 18 to 36 months.

It is important to note that COBRA benefits are not available to everyone, and certain requirements must be met for an individual to be eligible for COBRA coverage.