As of October 28, 2023, the current average interest rate for a 30-year fixed mortgage is 8.26% . However, it is important to note that mortgage rates can fluctuate daily. Other sources report slightly different rates, but they all fall within a similar range. For example, on October 27, 2023, the national average interest rate for a 30-year fixed mortgage was 8.04% , while on the same day, NerdWallet reported an average APR of 7.795% . It is recommended to compare rates from multiple lenders to determine the best deal for your situation.