To determine your social security benefits, you can use the calculators provided by the Social Security Administration (SSA) . These calculators can help you figure out your retirement, disability, and survivors benefits. However, they require access to your official earnings record in the SSA database, which can be obtained by creating or logging in to your my Social Security account.

Your Social Security Statement, which includes your earnings history and personalized retirement benefit estimates at different ages, is also available to view online by opening a my Social Security account. The Statement can be useful for people of all ages who want to learn about Social Security programs and benefits.

In addition to calculating your benefits, a my Social Security account provides personalized tools for everyone, whether you receive benefits or not. You can use your account to request a replacement Social Security card, check the status of an application, estimate future benefits, or manage the benefits you already receive.

Its important to note that Social Security benefits are typically computed using "average indexed monthly earnings". The formula used to compute the Primary Insurance Amount (PIA) reflects changes in general wage levels, as measured by the national average wage index. The PIA is the benefit amount a person would receive if they begin receiving benefits at their full retirement age.