Cash App provides unlimited free withdrawals at in-network ATMs, as well as one instantly reimbursed out-of-network withdrawal per 31 days, for customers who get $300 (or more) in paychecks directly deposited into their Cash App in a given calendar month. Additionally, Cash App charges a $2.50 transaction fee for all ATM withdrawals, but in-network ATMs will not charge a fee on top of that.
Here are some ways to find free ATMs for your Cash Card:
- Use the Cash App ATM finder: To find the nearest fee-free ATM, tap the Cash Card tab within Cash App and select Find an ATM. This will show you all in-network ATMs near you.
- Use a major bank ATM: Cash Card users can avoid ATM fees at an ATM located in any US commercial bank that has consolidated assets of at least $300 million. This includes major banks like Chase, Bank of America, Wells Fargo, and US Bank.
- Use a MoneyPass ATM: Cash Apps in-network ATMs mainly include ones from MoneyPass, but some other affiliated ATM providers exist. There are over 40,000 MoneyPass machines in the USA, commonly found at 7-Eleven locations.
Remember that Cash App still charges a $2.50 transaction fee for withdrawals, even at in-network ATMs, unless you receive at least $300 per month in direct deposit funds.