Columbus Day is a federal holiday, but not all banks close on this day. Some banks may remain open, while others may close. Here is a summary of the information found in the search results:

Banks that are closed on Columbus Day:

• Federal Reserve banks and branches
• Most U.S. banks, including Bank of America, Regions, Citibank, Wells Fargo, Amarillo National Bank, Ameris Bank, Bank of the West, BB&T, Eastern Bank, First Citizens Bank, First Horizon Bank, HSBC, KeyBank, M&T Bank, PNC Bank, Santander Bank, SunTrust, Synovus, Union Bank, and USAA

Banks that are open on Columbus Day:

• TD Bank

It is recommended to check with your bank to confirm their hours of operation on Columbus Day. Additionally, it is important to note that direct deposits cannot be initiated on bank holidays, and payroll must be submitted by noon two business days prior to the check date per ACH rules.