Over 2,000 banks and credit unions use Zelle as a peer-to-peer payment service integrated into their banking apps. Some of the well-known banks that use Zelle include:
- Bank of America
- Chase
- Wells Fargo
- U.S. Bank
- Capital One
- PNC Bank
- Truist Bank
- Fifth Third Bank
- Ally Bank
- Discover Bank
- SoFi
- BMO Bank
- KeyBank
In addition, many online banks and credit unions also support Zelle, such as:
- Ally Bank
- Bank5 Connect
- CIT Bank
- Charles Schwab Bank
- Navy Federal Credit Union
- Consumers Credit Union
- First Tech Federal Credit Union
Zelle is deeply integrated into the mobile apps of these institutions, allowing for quick and fee-free money transfers between accounts within the U.S. If your bank supports Zelle, you can use it without needing to download a separate app since April 2025, as Zelle discontinued its standalone app and requires users to interact through their bank's app. You can find a comprehensive list of supported banks and credit unions on Zelle's official website or directly within your bank's app if they support it. The service is owned by a consortium of major U.S. banks, including Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo.