The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance on Direct Federal Loans after a borrower makes 120 qualifying monthly payments while working for a qualifying employer. To qualify for PSLF, borrowers must work full-time for a qualifying employer, which includes government organizations and qualifying nonprofit organizations. The specific job that a borrower performs does not matter, as long as they are employed by a qualifying employer. Some examples of jobs that qualify for PSLF include emergency management, government (excluding time served as a member of Congress), military service, public safety, and law enforcement. However, since the PSLF program began in 2007, very few borrowers have actually had their debt forgiven. It is important to carefully understand the rules before applying for PSLF, and borrowers can complete the Employment Certification for Public Service Loan Forgiveness form on an annual basis to keep track of their payments and eligibility.