Several dental insurance plans cover implants, but it is important to understand the type of coverage and limitations of each plan. Here are some dental insurance plans that cover implants:
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Aflac: Aflac provides dental insurance that covers implants, periodontics, endodontics, oral surgery, dentures, and anesthesia.
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Humana: Humana dental insurance plans cover portions of dental implants.
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Delta Dental: Delta Dental PPO Plan offers 50% coverage for implants, and Delta Dental Premier Plan offers 40% coverage for implants.
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Guardian: Guardian is considered the best dental insurance for implants by Forbes, with a 5.0 rating.
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Ameritas: Ameritas is another good option for insurance for dental implants, with no waiting period for implants.
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Spirit Dental: Spirit Dental has dental insurance policies with no waiting period for implants.
It is important to note that not all dental insurance plans cover implants, and some classify them as cosmetic dentistry procedures. Some plans may also have waiting periods before you can get implants and make a claim, or lower reimbursement percentages for dental implants in the first year of coverage. Therefore, it is recommended to carefully review the options and limitations of each plan before choosing one.