HMO stands for two main things depending on the context:
- Health Maintenance Organization: In the United States and medical context, an HMO is a type of health insurance plan or medical insurance group that provides health services for a fixed annual or monthly fee. HMOs have networks of doctors, hospitals, and healthcare providers who agree to provide care for members within certain guidelines and costs. Members typically must use providers within the HMO network and often require referrals from a primary care physician to see specialists. HMOs focus on cost control, prevention, wellness, and integrated care.
- House in Multiple Occupation: In the United Kingdom and housing context, an HMO refers to a residential property occupied by three or more tenants forming more than one household, sharing facilities like kitchen or bathroom. Examples include hostels, shared houses, and certain converted flats. HMOs are subject to specific housing regulations focusing on safety and quality due to the multiple occupants.
Thus, HMO commonly means either a health insurance organization in the US or a type of shared housing in the UK depending on context. Both usages are well established and distinct from each other. This explanation covers the primary meanings and contexts of "HMO" comprehensively.
