If you notice a lot of fees appearing on your bank statement, the video recommends the following steps:

• Contact your bank immediately to ask for an explanation of the charges. Many banks may waive fees voluntarily as a goodwill gesture, especially if you have a strong case or it is your first time being charged

• Be persistent if the bank does not initially agree to remove the fees. If necessary, escalate the matter by filing a formal dispute or complaint with the bank's customer service

• If the issue remains unresolved, you can contact the Financial Ombudsman Service, which will investigate your case for free and help you reclaim wrongly charged fees

• Regularly review your bank statements to identify unexpected or hidden fees early. Set up alerts and monitor your account to avoid fees in the future

• Understand your account terms and fees to avoid charges such as monthly maintenance fees, overdraft fees, paper statement fees, and ATM surcharges

• Consider switching to fee-free accounts or banks with more transparent fee policies if you are frequently charged unexpected fees

In summary, the recommended approach is to review your statement carefully, contact your bank to dispute questionable fees, escalate if needed to the Financial Ombudsman Service, and take proactive steps to avoid fees going forward