To avoid future overdraft fees, Sharon took several steps beyond relying on overdraft protection services:

• She opted for a linked savings account as an overdraft protection alternative, so if her checking account balance was insufficient, funds would automatically transfer from her savings to cover the shortfall, avoiding overdraft fees

• She likely set up account alerts or eAlerts to notify her when her checking account balance was low, helping her manage her funds proactively and avoid overdrafts

• Sharon may have closely monitored her account balances regularly to keep track of expenses and prevent overdrafts before they occurred

These strategies help minimize overdraft costs by ensuring there are sufficient funds available or by providing timely warnings to act before fees are incurred