Driving without insurance is illegal in Illinois and can result in hefty fines and even license suspension. The penalties for driving without insurance in Illinois include:

• A fine of $500-$1000 for a first-time offender, with possible higher fines for repeat offenders.
• A three-month driver’s license suspension by the Illinois Secretary of State with a minimum mandatory $500 fine (maximum fine of $1,000) plus court costs, and a $100 reinstatement fee.
• A $1000 fine for driving without adequate liability auto insurance coverage.
• A fine of up to $2500 plus additional fees and possible imprisonment for causing an accident or bodily injury to another person.
• A possible vehicle tow and impoundment.
• A requirement to file proof of financial responsibility, called an SR-22 certificate, for three years if convicted of a third or subsequent violation of driving uninsured.

It is important to note that driving without insurance can also negatively impact future car insurance premiums and make it difficult to obtain insurance coverage in the future.