Driving without insurance in Georgia can result in serious penalties, depending on the circumstances. Here are some of the penalties you may face:

• Fines: You could face up to $185 in fines, or a fine between $200 and $1,000.

• Jail time: You could face up to a year in jail.

• Loss of driving privileges: You could lose your driving privileges, and your drivers license could be suspended for 60 to 90 days.

• Registration suspension: Your vehicles registration could be suspended, and you may have to pay a $60 reinstatement fee.

• Misdemeanor charge: Driving without insurance is considered a misdemeanor charge in Georgia, which means you could have a misdemeanor on your permanent criminal record.

Its important to note that even if you have insurance but are unable to provide proof to the police officer, you can still be charged with no proof of insurance. The maximum fine for this is $25. If you had insurance at the time of the ticket but did not have the proof with you, it is critical that you bring the insurance card or binder that was in effect the date of the charge to court. Most courts will simply dismiss the ticket if you had insurance at the time.

In summary, driving without insurance in Georgia can result in serious consequences, including fines, jail time, loss of driving privileges, and a misdemeanor charge on your permanent criminal record. Its important to make sure you have continuous insurance coverage and carry proof of insurance with you at all times to avoid these penalties.