Driving without insurance in New York is illegal and can result in several penalties. The penalties for driving without insurance in New York include:

• Fines: The fine for driving without insurance in New York can range from $150 to $1,500 per incident. The severity of the fine will depend on past offenses and whether there is a history of driving without insurance.

• License and registration suspension: If you are caught driving without insurance, your license and registration may be suspended for at least one year.

• Jail time: Repeat offenders may face jail time.

• Civil penalty: If you let your insurance lapse, you may be required to pay a civil penalty of $8 to $12 per day of lapsed insurance.

• Car impound: If you are caught driving without insurance, your car may be impounded, and you may be required to pay a storage and towing fee.

It is important to note that driving without insurance not only puts you at risk of legal penalties but also financial risk. If you are involved in an accident while uninsured, you may be responsible for paying for any damages or injuries that result. Therefore, it is always recommended to carry at least the minimum required insurance coverage in New York State.