To set up direct deposit with an employer, you typically need to provide the following information:
- Your bank's name and address
- Routing number (9-digit ABA number)
- Bank account number
- Account type (checking or savings)
- Your full name and sometimes your employee ID or social security number for verification
- Sometimes a voided check is requested for verification purposes
Additionally, you may need to complete a direct deposit authorization form that includes your consent for electronic payments, your bank details, signature, and date. Employers use this information to correctly route your wages to your bank account automatically each pay period. Some payroll systems may also run a small test deposit to verify the account information before fully enabling direct deposit.