A chain restaurant is a group of restaurants with many different locations that share a name and concept. They can either be owned by the same parent company or franchised. The number of locations required to be considered a chain restaurant varies depending on the source. For example, according to the financial institution Farm Credit Canada, a chain restaurant is a business with four or more locations. However, New York City considers any restaurant with more than 15 locations nationwide a chain. Chain restaurants are known for offering consistency in food, service, and ambiance, which is made possible through the use of standard recipes, training programs, and other operational procedures. They are often found in high-traffic areas such as shopping malls, airports, and highway rest stops. Some popular examples of chain restaurants include Olive Garden, Chilis, and Applebees.