A contactless credit card is a type of payment card that uses radio frequency identification (RFID) technology and near-field communication (NFC) to process transactions without the need to physically touch a payment terminal. When a contactless credit card is held within a few inches of a contactless-enabled payment terminal, the payment information is transferred via a small embedded chip emitting electromagnetic waves. Contactless credit cards are currently among the safest forms of payment, as they create a one-time code for each transaction that is difficult for hackers to recreate.

Here are some key features of contactless credit cards:

• RFID technology: Contactless credit cards use RFID technology to communicate with the payment terminal when the card is held near it.
• NFC technology: Contactless credit cards also use NFC technology to process transactions.
• Wave-like symbol: Contactless credit cards have a wave-like symbol on the front that indicates they can be used for contactless payments.
• Fast and easy: Contactless payment is a fast, easy, and secure form of payment for many cardholders and merchants.
• Secure: Contactless credit cards use dynamic security features such as encryption and tokenization to protect payment information.
• Widespread acceptance: Contactless payment is accepted at thousands of merchants across the country.

To use a contactless credit card, cardholders need to look for the wave-like symbol on the payment terminal, tap their credit card on the symbol, and wait for a payment confirmation. Contactless credit cards are currently available from many issuers, and cardholders can request a new one if their current card is not contactless.