Auto loan rates vary depending on several factors, such as your credit score, income, and the lender you choose. Here are some key points from the search results:

• The average auto loan interest rates across all credit scores range from 5.07% to 21.38% for new cars and 7.09% to 21.38% for used cars.
• The auto loan interest rate you receive is based on several factors, such as your income, credit history, and credit score. Generally speaking, the higher your credit score, the lower your car loan interest rate is likely to be.
• According to Experian, the overall average auto loan interest rate was 6.63% for new cars and 11.38% for used cars in the second quarter of 2023. Experian also provides average car loan APRs by credit score, based on the VantageScore credit scoring model.
• While no one lender offers the best rates for everyone, some offer better auto loan interest rates by credit score than others. The only way to know whether you’re getting the best auto loan rates for your credit score is to source loan offers from several lenders and compare them.
• According to Investopedia, PenFed Credit Union is the best overall auto loan lender thanks to its wide selection of loan types and competitive rates.

In summary, a good auto loan rate depends on your credit score, income, and the lender you choose. It is recommended to shop around and compare offers from several lenders to find the best rate for your situation.