A good golf handicap is a subjective term that varies from person to person. However, according to, slightly above 50% of golfers who keep a handicap break 100 or have a golf handicap of 27 or lower. The average golf handicap for a male golfer is 16, and for a female golfer, its 28. A 10-handicap is considered a good golf handicap, which means that the player is shooting between 80-84 on par 72 courses. However, its important to note that a players handicap index is different from their average score, and handicaps arent directly correlated with total score. Instead, handicaps only take a players best scores into account, not their worst or even middle of the road scores. A beginner golf handicap is usually above 30, and breaking 90 would be considered a good score as a beginner.