A homeowners insurance declaration page is a document provided by your insurance company that summarizes the coverage provided by your homeowners insurance policy. It is typically the first page or pages of your home insurance policy document that you receive when you purchase, renew, or make any changes to your policy. The declarations page identifies the kinds and amounts of coverage you have and how much it will cost you. It contains all the most pertinent information regarding your home insurance, including:

• Named Insured: This refers to the policyholder and anyone else in your household insured under the policy.

• Insurance Company: The name and contact details of your insurance company.

• Coverage Types and Limits: A list of what is covered (the dwelling, personal property, etc.) and the amount of that coverage.

• Policy Period: The effective date and expiration date of your policy.

• Premium: The total amount you will pay for your policy.

Its important to review your declarations page as soon as you get it to be sure it is accurate and that you know what your policy will cover. If you see any incorrect or missing information, you should contact your agent or insurance company immediately. Your declarations page is essentially meant to serve as an easily readable summary of your policy, but its important to note that the list of coverages on your declarations page isnt necessarily all-inclusive. Optional add-ons may not be listed.