The typical deductible for health insurance can vary significantly depending on the plan and the provider. However, the average deductible for a single person in an employer health plan is $2,004. According to the Kaiser Family Foundation, the 2022 average deductible for individual, employer-provided coverage was $1,763, while the average 2023 deductible for marketplace plans sold via HealthCare.gov ranged from $45 for Platinum plans to $7,481 for Bronze plans. It is important to note that high-deductible health plans (HDHPs) have even higher deductibles than traditional plans, and they are popular with consumers who want to keep their monthly premiums low. HDHPs are defined by the IRS as any plan with a deductible of at least $1,500 for an individual and $3,000 for a family. It is also worth noting that some plans have separate deductibles for certain services, like prescription drugs, and family plans often have both an individual deductible, which applies to each person, and a family deductible, which applies to all family members.