A primary risk of using cash is theft and loss, as physical cash can be easily stolen or misplaced and unlike digital funds, once lost, it is nearly impossible to recover. Cash transactions also lack traceability and proof of purchase, making it difficult to track spending, budget accurately, or resolve disputes. Other risks include the inconvenience and bulkiness of carrying cash, hygiene concerns due to physical currency passing through many hands, and the difficulty in managing finances accurately without digital records. These risks make cash less secure and less practical compared to digital payment methods, which offer better protection, traceability, and convenience.