The Target RedCard is a store card or credit card that can be used in Targets retail stores and on the stores website. The RedCard offers a 5% discount on purchases at Target, no annual or monthly fees, and free 2-day shipping on hundreds of thousands of items at Target.com. The RedCard comes in the form of a store charge card or a credit card with the Mastercard logo. The 5% discount applies to both cards but only for purchases made at Target. The RedCard with the Mastercard logo can be used anywhere. The Target RedCard doesnt offer card rewards, points, or cash back from purchases. Instead, you get a 5% discount every time you use the card at a Target store or their website. Other benefits of the Target RedCard include more return time at Target, additional 30 days for returns and exchanges, and the ability to pay for your Target purchases directly from your existing checking account.

In summary, the Target RedCard is a store card or credit card that offers a 5% discount on purchases at Target, free 2-day shipping on hundreds of thousands of items at Target.com, and other benefits such as more return time at Target and the ability to pay for purchases directly from your checking account.