Acima Leasing is a lease-to-own provider that offers flexible lease-purchase transactions for eligible items such as furniture, electronics, appliances, tires, and more. Acimas lease-to-own solutions allow customers to get the things they want without using credit or increasing their debt. The process can be summed up as follows: customers find an eligible item, Acima buys it and leases it to the customer under a flexible short-term lease with renewal options, and customers can own it when theyre ready or return it to Acima. Acima owns the leased items until the customer is ready to own it, and customers simply pay for the use of the merchandise as they go. If small renewal payments are the right fit for the customers budget, once they make the maximum number of payments stated in their lease, the item is theirs. Customers can also choose to purchase their item at any point during the lease at a discount. Acima offers lease-to-own options ranging from $300 to $5,000, and customers can be approved for up to $5,000 of shopping power by meeting basic requirements such as an active checking account with at least $750 of income per month and a government-issued photo ID. Acimas lease-to-own financing is not a loan, credit, or financing, and no credit history is required.