Cardless cash is a feature that allows you to withdraw cash from an ATM without the need for a physical debit card. Instead, you can use your smartphones banking app or digital wallet to authenticate the transaction and receive the cash. There are several ways that cardless ATMs can function, including quick response (QR) codes, near-field communication (NFC), verification codes, and biometric verification.

Cardless cash has several benefits, including convenience, security, and reduced contact with ATM screens, which can help prevent the spread of germs. It can also be a useful option if you forget your debit card or want to travel light. However, not all ATMs support cardless cash, and there may be limits on the amount of cash you can withdraw without a card.

To use cardless cash, you typically need to have an eligible transaction account with a linked debit card, be registered for mobile banking, and have your banks app or your card information stored in your digital wallet. The exact process for using cardless cash can vary depending on the financial institution and the type of technology used.