Casualty insurance is a type of insurance that provides coverage for losses and liabilities resulting from accidents, injuries, and unexpected events. It is a broad category of insurance coverage for individuals, employers, and businesses against loss of property, damage, or other liabilities. Casualty insurance is mainly liability coverage of an individual or organization for things like automobile accidents, property damage, and personal injury. Casualty insurance includes various types of coverage, such as general liability, auto liability, and theft insurance. Casualty insurance is typically bundled together with property insurance, such as homeowners, renters, and condo insurance.

One of the most common kinds of casualty insurance today is automobile insurance, which provides liability coverage in the event that a driver is found "at fault" in an accident. Liability protection is usually another component of condo insurance, and renters insurance also provides liability coverage. Casualty insurance can cover you if another person accuses you of being responsible for their injuries or property damage.

In summary, casualty insurance is a type of insurance that provides coverage for losses and liabilities resulting from accidents, injuries, and unexpected events. It is mainly liability coverage of an individual or organization for things like automobile accidents, property damage, and personal injury. Casualty insurance includes various types of coverage, such as general liability, auto liability, and theft insurance, and is typically bundled together with property insurance.