Comprehensive health insurance refers to a health plan that provides broad coverage of a wide range of healthcare services such as physician visits, hospitalization, and emergency room visits. It is also known as major medical health insurance. Comprehensive health insurance policies offer higher coverage than regular policies, including coverage against the expenses related to routine health check-ups, critical illnesses, and recognized and unknown diseases such as COVID-19 infection. Comprehensive health insurance provides a far better range of protection and benefits, as compared to regular health insurance plans. Here are some key features of comprehensive health insurance:

• Comprehensive health insurance covers everything from inpatient stays to outpatient care.
• Covered care can be preventive or provided to treat injury or illness.
• Comprehensive health insurance policies offer higher coverage, and you can choose a plan with a higher sum assured ranging from three lakhs to two crores based on your specific requirements.
• Comprehensive health insurance policies may include riders that provide additional coverage against specific risks that are not covered by the base policy.
• Comprehensive health insurance covers a range of medical expenses, including preventive services such as immunizations, screenings for diseases such as cancer, diabetes, and heart disease, oral health care, and for serious health issues such as obesity, drug and alcohol addictions, and mental health disorders.
• Comprehensive health insurance helps pay for hospitalizations, laboratory tests, rehabilitation services, and home health and nursing home care.

It is important to note that the term "comprehensive" in regards to health insurance is not an officially defined term, and has no particular marketing rules associated with its use. Therefore, it is important to read the fine print and understand the terminology that is legally defined, such as essential health benefits and minimum essential coverage.