Consumables in car insurance refer to the items that need to be replaced regularly due to wear and tear, such as brake oil, engine oil, lubricants, refrigerant for AC, ball bearings, nuts, screws, bolts, and washers, among many others. These consumables are usually not covered under the comprehensive car insurance policy. However, a consumable cover is an add-on cover that will pay the cost of consumables in case of replacing or refilling them due to an accident. The consumable cover would cover the following items: engine oil, gearbox oil, nuts and bolts, grease, washers, oil filters, lubricants, power steering oil, AC gas oil, radiator coolant, and all similar items except fuel. The consumable coverage is an add-on to the comprehensive plan, and certain conditions need to be satisfied to avail a claim under this coverage. The consumable coverage covers all the consumable items needed for the smooth running and functioning of any particular vehicle.
Here are some key points to keep in mind regarding consumables in car insurance:
- Consumables are not covered under a comprehensive car insurance policy.
- A consumable cover is an add-on cover that pays for the cost of consumables in case of replacing or refilling them due to an accident.
- The consumable cover would cover items such as engine oil, gearbox oil, nuts and bolts, grease, washers, oil filters, lubricants, power steering oil, AC gas oil, radiator coolant, and all similar items except fuel.
- The consumable coverage is an add-on to the comprehensive plan, and certain conditions need to be satisfied to avail a claim under this coverage.
- The consumable coverage covers all the consumable items needed for the smooth running and functioning of any particular vehicle.